Michigan Proposes Legislation to Support Direct Primary Care

Senate Bills 459 and 460: Alternative to federal health care law Medicaid expansion (and more)

Introduced by Sen. Patrick Colbeck (R), to revise state insurance regulations to facilitate “direct primary care” arrangements, potentially as an alternative to mandated conventional insurance under the federal health care law. The bill would also authorize the use of private health insurance “exchanges” as an alternative to the government version of these entities, which are the vehicle by which the federal law administers and distributes insurance subsidies to individuals. (Note: The Federal government has reportedly agreed to use the private “eHealthInsurance.com” company to perform this role by giving it access to the federal exchange data hub.)

Direct primary care” is a “new-old” health care delivery model that uses contracts between individuals and a physician in which routine and preventative health care services are delivered for a low monthly fee payment. This reportedly saves money because it eliminates the costly administration of reimbursements from conventional third-party insurance companies.

Senate Bill 460 would convert the Medicaid health welfare program into a system that combines direct primary care services, a high-deductible insurance plan, and “gap” insurance or “deductible support” subsidies to cover the high deductibles for low income persons. Both bills were reported from committee, and are available for consideration by the full Senate.

SOURCE: MichiganVotes.org, a free, non-partisan website created by the Mackinac Center for Public Policy, providing concise, non-partisan, plain-English descriptions of every bill and vote in the Michigan House and Senate. Please visit http://www.MichiganVotes.org.

About Concierge Medicine Journal

Concierge Medicine Journal (CMJ) curates breaking concierge medicine news, and editorial opinion on a wide variety of topics relevant to the practice of Concierge Medicine.

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